Thanks for the comments...here are my thoughts on it.
Microsoft Paint:
I was aware of paint and its is nice for some simple edits, However, it doesnt have the arrows that you can add in easily, and when you try to add txt it makes a white box, thus covering up the picture. You also can't enlarge your txt very easily or change the color, etc. Not to say that it doesnt have those things...i just couldn't find it
Gimp:
An AWESOME, FREE photo editing program. As was mentioned you do have to be careful of where you download it from, but only because there are counterfeits. Gimp itself is a genuine, advanced, picture editing program. Unfortanetly, it seems to be too advanced. It does NOT have a simple tool(at least I havent found any) that will allow you to insert arrows and such.
Microsoft Powerpoint:
My top pick for a quick picture edit. Thanks Karl for pointing me onto this. I didn't realize you could export as a jpg in Powerpoint. It was the quickest one for me. I was able to insert arrows, and change their color. Txt went on top of the Picture and didn't insert a complete white box. I could change the font size and the color. Simple, quick and had the features I was looking for. Thanks!
Once again I could have missed some features in the other programs. But I found Microsoft Powerpoint to do the trick for me.